:root {
    /* Premium Financial Theme Variables */
    --primary-dark: #0f1625;
    --secondary-dark: #1a2235;
    --accent-gold: #cba26b; /* Exact match from screenshot */
    --accent-gold-hover: #dfb67e;
    --text-light: #f8f9fa;
    --text-muted: #a0aec0;
    --bg-light: #ffffff;
    --bg-gray: #f4f5f7;
    
    --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: var(--font-primary);
    color: var(--text-light);
    background-color: var(--primary-dark);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 1rem;
}

a {
    color: var(--accent-gold);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--accent-gold-hover);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header & Navigation */
.site-header {
    background: rgba(15, 22, 37, 0.95);
    padding: 15px 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 4px 20px rgba(0,0,0,0.3);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
}

.brand-logo {
    font-size: 24px;
    font-weight: 800;
    color: var(--text-light);
    letter-spacing: 2px;
}

.brand-logo span {
    color: var(--accent-gold);
}

.main-nav ul {
    display: flex;
    list-style: none;
    gap: 30px;
}

.main-nav a {
    color: var(--text-light);
    font-weight: 500;
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.main-nav a:hover, .main-nav a.active {
    color: var(--accent-gold);
}

/* Buttons */
.btn {
    display: inline-block;
    padding: 12px 28px;
    background-color: var(--accent-gold);
    color: var(--primary-dark);
    font-weight: 600;
    border-radius: 4px;
    border: 2px solid var(--accent-gold);
    text-transform: uppercase;
    letter-spacing: 1px;
    transition: var(--transition);
    cursor: pointer;
}

.btn:hover {
    background-color: transparent;
    color: var(--accent-gold);
}

.btn-outline {
    background-color: transparent;
    color: var(--accent-gold);
}

.btn-outline:hover {
    background-color: var(--accent-gold);
    color: var(--primary-dark);
}

/* Hero Section */
.hero-section {
    padding: 90px 0 60px 0;
    background: linear-gradient(rgba(15, 22, 37, 0.7), rgba(15, 22, 37, 0.9)), url('../images/hero_banner.jpg') center/cover no-repeat;
    text-align: center;
    position: relative;
    overflow: hidden;
    border-bottom: 1px solid rgba(255,255,255,0.05);
}



.hero-content {
    position: relative;
    z-index: 2;
}

.hero-title {
    font-size: 3.5rem;
    margin-bottom: 20px;
    background: linear-gradient(to right, #ffffff, var(--text-muted));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: var(--text-muted);
    max-width: 700px;
    margin: 0 auto 40px;
}

/* Stats Section */
.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    margin-top: 60px;
    background: rgba(255,255,255,0.03);
    border: 1px solid rgba(255,255,255,0.05);
    border-radius: 12px;
    backdrop-filter: blur(10px);
    padding: 30px 0;
}

.stat-item {
    text-align: center;
    border-right: 1px solid rgba(255,255,255,0.1);
}
.stat-item:last-child {
    border-right: none;
}
@media (max-width: 768px) {
    .stat-item {
        border-right: none;
        border-bottom: 1px solid rgba(255,255,255,0.1);
        padding-bottom: 20px;
        margin-bottom: 20px;
    }
    .stat-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
        margin-bottom: 0;
    }
}

.stat-number {
    font-size: 3rem;
    font-weight: 800;
    color: var(--accent-gold);
    margin-bottom: 10px;
}

.stat-label {
    font-size: 1rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* General Content Sections */
.section-padding {
    padding: 40px 0;
}

.bg-white {
    background-color: var(--bg-light);
    color: var(--primary-dark);
}

.bg-white .section-title {
    color: var(--primary-dark);
}

.bg-white .text-muted {
    color: #4a5568;
}

.section-title {
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 60px;
}

/* Cards Grid */
.cards-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.card {
    background: var(--secondary-dark);
    border-radius: 8px;
    padding: 40px 30px;
    border: 1px solid rgba(255,255,255,0.05);
    transition: var(--transition);
}

.card:hover {
    transform: translateY(-5px);
    border-color: var(--accent-gold);
    box-shadow: 0 10px 30px rgba(0,0,0,0.5);
}

.bg-white .card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    box-shadow: 0 4px 6px rgba(0,0,0,0.05);
}

.bg-white .card:hover {
    border-color: var(--accent-gold);
    box-shadow: 0 10px 20px rgba(0,0,0,0.1);
}

.card-title {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: var(--accent-gold);
}

.card-desc {
    color: var(--text-muted);
}

.bg-white .card-desc {
    color: #4a5568;
}

/* Latest News SSI Section */
.latest-news-widget {
    background: var(--secondary-dark);
    padding: 20px;
    border-radius: 8px;
    border-left: 4px solid var(--accent-gold);
    margin-top: 40px;
    text-align: left;
}

.latest-news-widget h4 {
    color: var(--text-light);
    margin-bottom: 15px;
    font-size: 1.2rem;
}

.news-list {
    list-style: none;
}

.news-list li {
    margin-bottom: 10px;
    padding-bottom: 10px;
    border-bottom: 1px dashed rgba(255,255,255,0.1);
}

.news-list li:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.news-date {
    font-size: 0.85rem;
    color: var(--accent-gold);
    margin-right: 10px;
}

/* Footer */
.site-footer {
    background-color: #050a17;
    padding: 60px 0 30px;
    border-top: 1px solid rgba(255,255,255,0.05);
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-col h4 {
    color: var(--text-light);
    margin-bottom: 20px;
    font-size: 1.2rem;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: var(--text-muted);
}

.footer-links a:hover {
    color: var(--accent-gold);
}

.risk-warning {
    font-size: 0.8rem;
    color: var(--text-muted);
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 30px;
    text-align: justify;
}

.copyright {
    text-align: center;
    margin-top: 30px;
    font-size: 0.85rem;
    color: #4a5568;
}
/* FAQ Accordion Styles (Pure CSS) */
.faq-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px 30px;
    max-width: 1200px;
    margin: 0 auto;
}

@media (max-width: 768px) {
    .faq-section {
        grid-template-columns: 1fr;
    }
}

.faq-item {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.03);
    border-left: 4px solid transparent;
    transition: all 0.3s ease;
    
}

.faq-item:hover {
    border-color: rgba(197, 168, 128, 0.5);
}

.faq-summary {
    background: transparent;
    color: var(--secondary-dark);
    padding: 15px 20px;
    font-weight: 600;
    cursor: pointer;
    list-style: none;
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid transparent;
}

.faq-summary::-webkit-details-marker {
    display: none;
}

.faq-summary::after {
    content: '+';
    color: var(--accent-gold);
    font-size: 1.5rem;
    transition: transform 0.3s ease;
}

details[open] .faq-summary::after {
    content: '-';
    transform: rotate(180deg);
}

.faq-content {
    padding: 0 20px 20px;
    color: var(--text-muted);
    line-height: 1.7;
}

/* Feature Grid */
.feature-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.feature-list-item {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    background: rgba(255, 255, 255, 0.02);
    padding: 25px;
    border-radius: 8px;
    border: 1px solid rgba(255, 255, 255, 0.05);
    transition: var(--transition);
}

.feature-list-item:hover {
    background: rgba(255, 255, 255, 0.05);
    transform: translateY(-3px);
}

.feature-icon {
    font-size: 2rem;
    color: var(--accent-gold);
    flex-shrink: 0;
}

.feature-text h3, .feature-text h4 {
    color: var(--text-light);
    margin-bottom: 8px;
    font-size: 1.2rem;
}

.feature-text p {
    color: var(--text-muted);
    font-size: 0.95rem;
}

/* Rewards Banner */
.rewards-banner {
    background: linear-gradient(135deg, rgba(197, 168, 128, 0.15) 0%, rgba(28, 37, 65, 0.9) 100%);
    border: 1px solid rgba(197, 168, 128, 0.3);
    border-radius: 12px;
    padding: 60px 40px;
    text-align: center;
    margin: 60px auto 0;
    max-width: 1000px;
}

.rewards-banner h3 {
    color: var(--accent-gold);
    font-size: 2.2rem;
    margin-bottom: 20px;
}

.rewards-banner p {
    max-width: 700px;
    margin: 0 auto 35px;
    color: var(--text-light);
    font-size: 1.1rem;
}











/* Timeline & Alternating Layout */
.timeline-row {
    display: flex;
    align-items: center;
    gap: 60px;
    margin-bottom: 60px;
}
.timeline-row.reverse {
    flex-direction: row-reverse;
}
.timeline-row:last-child {
    margin-bottom: 0;
}
.timeline-content {
    flex: 1;
}
.timeline-visual {
    flex: 1;
    min-width: 300px;
}
@media (max-width: 992px) {
    .timeline-row, .timeline-row.reverse {
        flex-direction: column;
        gap: 30px;
    }
}

/* Layout Utilities */
.section-spacious {
    padding: 120px 0;
}
.bg-primary-dark {
    background-color: var(--primary-dark);
}
.bg-secondary-dark {
    background-color: var(--secondary-dark);
}